표 4 주택담보 대손율 회귀분석 결과
종속변수(대손율A)
DR
(
base A
)=0.399-0.200Δ
p
t
(0.023)***+0.240Δ
r
t
(0.057)***-0.019Δ
y
t
(0.033)*
Obs
.=145
R
2
=0.673
종속변수(대손율B)
DR
(
base B
)=0.298-0.259Δ
p
t
(0.018)***+0.272Δ
r
t
(0.075)***-0.011Δ
y
t
(0.028)*
Obs
.=145
R
2
=0.687