표 4 연도별 주택자가점유결정요인 분석결과(한계효과)

	2006	2008	2010	2012	2014
가구(주) 특성
연령	0.0147**	0.0127**	0.0153**	0.0154**	0.0121**
	(32.63)	(26.39)	(33.14)	(29.87)	(20.87)
여성	−0.0541**	−0.0556**	−0.0113	0.0015	0.0107
	(−3.86)	(−3.50)	(−1.02)	(0.12)	(0.71)
미혼/사별/이혼	−0.1697**	−0.1690**	−0.2188**	−0.1881**	−0.2337**
	(−11.28)	(−9.47)	(−17.41)	(−12.01)	(−12.72)
가구원수	0.0555**	0.0340**	0.0398**	0.0371**	0.0322**
	(11.72)	(7.98)	(10.51)	(9.48)	(6.79)
학력
초등학교 졸업 이하	0.0375*	0.0391**	0.0116	−0.0236	−0.0336+
	(2.45)	(2.77)	(0.76)	(−1.35)	(−1.70)
중학교 졸업	0.0264*	0.0324*	0.0276*	0.0208+	−0.0045
	(2.09)	(2.51)	(2.46)	(1.67)	(−0.28)
대학교 졸업 이상	0.0067	−0.0008	−0.0051	−0.0040	0.0268+
	(0.69)	(−0.07)	(−0.50)	(−0.39)	(1.90)
가구소득(백만원/월)	0.0451**	0.0438**	0.0485**	0.0568**	0.0310**
	(8.50)	(9.01)	(8.81)	(10.40)	(5.60)
지역
수도권 혹은 부산	−0.1107**	−0.0735**	−0.1471**	−0.1587**	−0.1203**
	(−6.19)	(−3.74)	(−8.61)	(−8.88)	(−6.71)
Log pseudo-likelihood	−15,950.9	−14,085.0	−17,401.9	−18,739.8	−8,803.9
관측수	28,381	25,179	30,898	32,706	15,907
Pseudo R2	0.1550	0.1274	0.1694	0.1492	0.1312