주택도시금융연구(Journal of Housing and Urban Finance)

About Journal of Housing and Urban Finance

한국연구재단 등재학술지 주택도시금융연구는 주택도시보증공사가 발간하는 학술지로, 주택·도시·금융 분야 연구 활성화와 정책 아이디어 개발을 목적으로 2016년 창간하여 연 3회(2월 28일/6월 30일/10월 31일) 발간하고 있습니다. 연구논문 투고자는 주택도시보증공사의 연구윤리기준을 준수해야 하고, 타 학술지에 게재 혹은 출판된 적이 없는 논문이어야 하며, 타 학술지에 투고하여 심사 중인 논문은 미게재 확정 후 본 학술지에 투고할 수 있습니다. 주택도시금융연구에 게재된 연구논문 투고자에게는 소정의 연구지원금이 지급됩니다.
About Korea Housing & Urban Guarantee Corporation

주택도시보증공사는 주거복지 증진과 도시재생활성화를 지원하기 위한 각종 보증업무 및 정책사업을 수행합니다. 주택도시기금의 효율적인 운용 및 관리를 통해 경영혁신을 이루고 한 발 앞선 주거정책시행으로 서민주거안정을 이끌어 나가며, 주택에서 도시까지 국민의 더 나은 삶을 책임지는 전문 공기업입니다. 주택도시보증공사는 주거복지 증진과 도시재생 활성화를 지원하기 위한 각종 보증업무 및 정책사업 수행과 주택도시기금을 효율적으로 운용·관리함으로써 국민의 삶의 질 향상에 이바지하기 위해 설립되었습니다. 지난 30여년간 국내 유일의 주택보증 전문기관으로서 보증공급을 통해 국민 주거안정 실현에 기여하였습니다. 세계적으로 인정받는 분양보증제도를 토대로 주택사업 전 단계에 걸친 보증상품을 운영함으로써 주택사업자의 원활한 사업추진과 주택금융시장의 안정에 기여하고, 정부의 정책목표 달성을 뒷받침하고 있습니다.
Article

Oct 31, 2026

Establishing a construction economic news index (CENI) and analyzing its explanatory power for construction business cycles in Korea
건설경제 뉴스지수(CENI) 구축과 건설경기 설명력 분석

Kab Jin Kim
김갑진

J. Hous. Urban Finance 2026;11(3):5-24.
https://doi.org/10.38100/jhuf.2026.11.3.5

This study constructs a construction economic news index (CENI) using news big data and empirically examines its explanatory power for fluctuations in the Korean construction business cycle. Traditional analyses of construction activity rely on aggregated indicators such as orders, housing starts, and construction output, which are published with substantial time lags and have limitations in capturing real-time changes in market perceptions and risk signals. To address this limitation, this study develops a multi-layered CENI based on GDELT glo...
Article

Oct 31, 2026

Policy directions and financial support measures to promote vacant housing regeneration
빈집정비 활성화를 위한 정비방향과 금융지원 방안에 관한 연구

Kibaek Song
송기백

J. Hous. Urban Finance 2026;11(3):25-40.
https://doi.org/10.38100/jhuf.2026.11.3.25

This study compares and analyzes vacant housing policies in Korea, Japan, and the UK. On this basis, it derives directions for vacant housing regeneration and corresponding financial support measures. The proposed directions for vacant housing regeneration are as follows: formulate response strategies for vacant houses in connection with a selective and concentrated restructuring of urban spatial structure, shift toward preventive and proactive approaches, diversify and increase the flexibility of utilization purposes, establish cooperative sys...
Article

Oct 31, 2026

Trust-based Jeonse fraud: Analysis and institutional reform proposals
신탁전세사기 피해 분석과 제도개선 방안

Seok-Hee Lee, Hye-Joung Choi, Jae-Man Lim
이석희, 최혜정, 임재만

J. Hous. Urban Finance 2026;11(3):41-59.
https://doi.org/10.38100/jhuf.2026.11.3.41

“Trust-Based Jeonse Fraud” has rapidly increased in Korea since the second half of 2022. Tenants who perceived property owned by trust companies as relatively safe assets entered into lease contracts. However, owing to the legal structure of real-estate trusts, many tenants have been unable to assert opposing power and priority repayment rights under the Housing Lease Protection Act, resulting in their failure to recover lease deposits and exposing them to the risk of eviction. This study proposes an analytical framework to explain the stru...
Article

Oct 31, 2026

A scenario-based analysis of changes in public contribution planning indicators under the feasibility adjustment coefficient: A case study of Seoul
사업성 보정계수 적용 시나리오에 따른 공공기여 계획지표 변화 분석: 서울시 재개발사업 사례를 중심으로

Jihyun Namgoong, Myungje Woo
남궁지현, 우명제

J. Hous. Urban Finance 2026;11(3):61-81.
https://doi.org/10.38100/jhuf.2026.11.3.61

This study analyzes changes in public contribution planning indicators associated with the application of the feasibility adjustment coefficient to redevelopment projects in Seoul. The analysis covers 34 redevelopment districts that passed the Fast-Track Integrated Planning Subcommittee. Using the same district-level baseline planning data, the study compares a non-application scenario based on former standards for calculating the upper floor area ratio with an application scenario incorporating both the feasibility adjustment coefficient and c...
Article

Oct 31, 2026

Study on the analysis of intent to enroll in Jeonse deposit return guarantee insurance
전세금반환 보증보험의 가입의향 분석에 관한 연구

Kyung-jin Choi, Heuiju Chun
최경진, 전희주

J. Hous. Urban Finance 2026;11(3):83-99.
https://doi.org/10.38100/jhuf.2026.11.3.83

Recent housing market instability and Jeonse fraud have made the risk of non-return of deposits a major social concern. Using data from 749 non-homeowning Jeonse tenants who participated in the 2024 Housing Finance and Bogeumjari Loan Survey, this study applies a proportional-odds logit model to examine factors associated with the potential demand for Jeonse deposit-return guarantee insurance. Enrollment intention was higher among respondents with greater product awareness and greater concern about deposit non-returns. Significant differences w...
Article

Oct 31, 2026

Perceived housing price changes and residential mobility decisions
주택가격 변화 인식과 주거이동 의사결정

Geonwoo Kwon, Changha Jin
권건우, 진창하

J. Hous. Urban Finance 2026;11(3):101-122.
https://doi.org/10.38100/jhuf.2026.11.3.101

This study empirically examines the impact of market participants’ perceptions of housing prices on residential mobility. It analyzes residential mobility at two levels: individual-level moving intentions and region-level migration flows into Seoul. At the individual level, the analysis distinguishes between perceived price changes in one’s current dwelling and those in the surrounding residential areaas potential reference points. When considered jointly, the two perceptions aresignificantly associated with moving intentions in opposite di...

CURRENT ISSUE: Oct 2026, Vol. 11 , No. 3

Article Establishing a construction economic news index (CENI) and analyzing its explanatory power for construction business cycles in Korea 건설경제 뉴스지수(CENI) 구축과 건설경기 설명력 분석 Kab Jin Kim 김갑진 J. Hous. Urban Finance 2026;11(3):5-24. https://doi.org/10.38100/jhuf.2026.11.3.5 HTML PDF PubReader	Article Policy directions and financial support measures to promote vacant housing regeneration 빈집정비 활성화를 위한 정비방향과 금융지원 방안에 관한 연구 Kibaek Song 송기백 J. Hous. Urban Finance 2026;11(3):25-40. https://doi.org/10.38100/jhuf.2026.11.3.25 HTML PDF PubReader
Article Trust-based Jeonse fraud: Analysis and institutional reform proposals 신탁전세사기 피해 분석과 제도개선 방안 Seok-Hee Lee, Hye-Joung Choi, Jae-Man Lim 이석희, 최혜정, 임재만 J. Hous. Urban Finance 2026;11(3):41-59. https://doi.org/10.38100/jhuf.2026.11.3.41 HTML PDF PubReader	Article A scenario-based analysis of changes in public contribution planning indicators under the feasibility adjustment coefficient: A case study of Seoul 사업성 보정계수 적용 시나리오에 따른 공공기여 계획지표 변화 분석: 서울시 재개발사업 사례를 중심으로 Jihyun Namgoong, Myungje Woo 남궁지현, 우명제 J. Hous. Urban Finance 2026;11(3):61-81. https://doi.org/10.38100/jhuf.2026.11.3.61 HTML PDF PubReader
Article Study on the analysis of intent to enroll in Jeonse deposit return guarantee insurance 전세금반환 보증보험의 가입의향 분석에 관한 연구 Kyung-jin Choi, Heuiju Chun 최경진, 전희주 J. Hous. Urban Finance 2026;11(3):83-99. https://doi.org/10.38100/jhuf.2026.11.3.83 HTML PDF PubReader	Article Perceived housing price changes and residential mobility decisions 주택가격 변화 인식과 주거이동 의사결정 Geonwoo Kwon, Changha Jin 권건우, 진창하 J. Hous. Urban Finance 2026;11(3):101-122. https://doi.org/10.38100/jhuf.2026.11.3.101 HTML PDF PubReader

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